Zampost introduces soft loans for importing used car

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THE Zambia Postal Services (Zampost) has introduced soft loans for buyers of re-conditioned motor vehicles from Japan through its micro-finance subsidiary and has set aside K5 million for the scheme.
Post master general McPherson Chanda said at a press briefing in Ndola last week that the top-up loans, which were with effect from Wednesday last week, will be accessible up to a maximum of 20 percent of the vehicle import cost through Zampost.

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Mr Chanda said the loan will be re-payable within six weeks from the time of issuance and that the vehicle will be the collateral.
“Following the signing of the agency agreement with Japan’s largest exporter of second-hand vehicles Beforward and Trust Company, we are pleased to offer a value added top-up loan facility to buyers of motor vehicles,” Mr Chanda said.
He encouraged vehicle buyers to use Zampost as it is secure considering the fact that there is too much cyber fraud.
Mr Chanda said vehicle buyers can also access and surf free internet facilities at the Zampost offices for vehicles they intend to buy.
He said customers also pay lower fees and there is quick confirmation for receipt of funds between three hours and one day.
“There is an even shorter shipping period as shipping arrangements begin as soon as confirmation is sent by Beforward and Trust Company,” he said.
Mr Chanda said Zampost will continue to provide an end-to-end solution from the time a customer orders a vehicle, clears it until it is delivered to the customer’s door-step.
“People no longer have to travel long distances just to get their vehicle. As Zampost, we can do that for them so that they continue with their business. Unlike entrusting their properties with individuals who at times cannot even be traced,” Mr Chanda said.
He said the company has also signed a memorandum of understanding with Professional Insurance to offer the lowest insurance percentage.

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